Privacy Policy

This policy covers all personal information collected through:

• Our website and web applications
• Calculator tools and interactive features
• Contact forms and subscription services
• Cookies and similar tracking technologies
• Email communications and newsletters

This policy does not apply to third-party websites linked from our platform. We encourage you to review the privacy policies of any external sites you visit.

We use collected information for the following purposes:

• Service Delivery: To provide and maintain our calculator tools and features
• Personalization: To customize your experience and remember your preferences
• Communication: To send updates, newsletters, and respond to inquiries
• Analytics: To understand usage patterns and improve our services
• Security: To protect against fraud, abuse, and security threats
• Legal Compliance: To comply with legal obligations and enforce our terms
• Marketing: To send promotional content (with your consent where required)

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Calculator data entered into our tools is typically stored locally on your device and not transmitted to our servers unless you explicitly save or share results.

We do not sell your personal information. We may share your data in the following circumstances:

• Service Providers: With trusted third parties who assist in operating our website and services (e.g., hosting, analytics, email services)
• Legal Requirements: When required by law, court order, or legal process
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Protection: To protect the rights, property, or safety of Finertia, our users, or others
• With Consent: When you explicitly authorize us to share your information

All third-party service providers are required to maintain the confidentiality and security of your information and use it only for the purposes we specify.

You have the following rights regarding your personal information:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal data (right to be forgotten)
• Restriction: Request restriction of processing in certain circumstances
• Portability: Request transfer of your data to another service provider
• Objection: Object to processing of your personal data for certain purposes
• Withdraw Consent: Withdraw consent at any time where we rely on consent
• Opt-Out: Unsubscribe from marketing communications at any time

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within 30 days.

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of data in transit using SSL/TLS protocols
• Secure server infrastructure and access controls
• Regular security assessments and vulnerability testing
• Employee training on data protection and privacy
• Limited access to personal data on a need-to-know basis

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to maintaining robust protective measures.

Our website may contain links to third-party websites or integrate with third-party services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information held by businesses
• Right to opt-out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising CCPA rights

To exercise these rights, please contact us using the information below.

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including those outlined in Section 8 above. Our legal basis for processing your data includes:

• Consent: When you have given explicit consent for specific purposes
• Contract: When processing is necessary to fulfill our services to you
• Legal Obligation: When required by law
• Legitimate Interests: When necessary for our legitimate business interests, provided they don’t override your rights

You also have the right to lodge a complaint with your local data protection authority.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make significant changes, we will:

• Update the “Last Updated” date at the top of this policy
• Notify you via email (if you have provided an email address)
• Display a prominent notice on our website
• Obtain your consent if required by law

We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after changes indicates your acceptance of the updated policy.